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NextLevel Patient Financing
Home
How It Works
Why NextLevel?
NextLevel vs Competitors
Elevate360 ProSuite BOSS℠
Clinics We Serve
About Us | NLPF
FAQs
Contact Us
Book a Online Appointment
Dental Patient Financing
HIPAA Policies/Procedures
Eliminate Processing Fees
Your Reputation Matters
Privacy Policy
Terms of Service
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How NLPF Outperforms Every Major Patient Financing Platform.

Compare us side-by-side with CareCredit, PatientFi, Sunbit, Cherry, Affirm, and/or whoever else you may have partnered with... then see why more providers are switching to NLPF for more approvals, better terms, and built-in tools to grow their practice, exponentially.

Quick Navigation – Compare NextLevel PF With:

NextLevel PF vs. CareCredit

NextLevel PF vs. CareCredit

NextLevel PF vs. CareCredit

 Legacy reach meets modern failure. CareCredit was built for the 1990s. NLPF is built for today. 

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NextLevel PF vs. PatientFi

NextLevel PF vs. CareCredit

NextLevel PF vs. CareCredit

 Friendly branding. Limited approvals. No tools. NLPF delivers both. 


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NextLevel PF vs. Sunbit

NextLevel PF vs. CareCredit

NextLevel PF vs. Sunbit

 Sunbit is fast... but NLPF is fast, fair, flexible, and full-featured. 


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NextLevel PF vs. Cherry

NextLevel PF vs. Cherry

NextLevel PF vs. Sunbit

 Cherry shines in BNPL, but NLPF unlocks full-spectrum, long-term care access. 

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NextLevel PF vs. Affirm

NextLevel PF vs. Cherry

NextLevel PF vs. Affirm

 Affirm is great for eCommerce. NLPF was built for healthcare providers. 

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The NextLevel PF Edge:

NextLevel PF vs. Cherry

NextLevel PF vs. Affirm

 NLPF wasn’t built to match the industry... it was built to raise the bar. 

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NLPF delivers more approvals, loyalty, and steady growth.:

NLPF delivers more approvals, loyalty, and steady growth.:

NLPF delivers more approvals, loyalty, and steady growth.:

 Switching is simple. Starting is even easier. Seeing results is inevitable.

Let's Get You Set Up, This Week!

NextLevel PF vs. CareCredit

CareCredit built the industry — but hasn’t evolved to serve modern practices or today’s patient expectations.

NextLevel PF - features:

  •  Approval Range: - 500+ (all credit tiers)
  •  Prequal Type: - Soft pull (no impact) 
  •  Terms: - Fixed, fair, no retro APR
  •  Max Loan: - $500 – $100,000+
  •  Fees to Provider: - Subscription and/or success-based fee
  •  Compliance: - HIPAA & PCI Level 1
  •  Tools & Support: - CRM, prequal widgets, automations, and more.

Contact u, to get your practice set up

CareCredit - features:

  • Approval Range: - Mostly prime only (660+)
  •  Prequal Type: - Soft, turns hard at approval 
  •  Terms: - Deferred interest (26.99%+ retro risk) 
  •  Max Loan: - $25,000 (usually lower)
  •   Fees to Provider: - 5%–15% of transaction
  •   Compliance: - HIPAA Compliant
  •   Tools & Support: - None

 

⚠️ Providers who switch from CareCredit report up to 40% more approvals for the same procedures; with better terms and happier patients.

NextLevel PF vs. PatientFi

PatientFi offers simple branding — but falls short on flexibility, coverage, and provider support.

NextLevel PF - features:

  •  Approval Tiers: - Subprime → Prime
  •  Tools for Providers: - Full CRM, automations, recall, reputation management, and more
  •  Provider Fees: - subscription, success, or hybrid
  •  Integration Time: - 24–48 hrs.

PatientFi - features:

  • Approval Tiers: - Mostly near-prime and prime 
  •  Tools for Providers: - None
  •  Provider Fees: - % of transaction + SaaS fee 
  •  Integration Time: - 3–5 days 

NextLevel PF vs. Sunbit

Sunbit is fast — but rigid. NextLevel PF offers more flexibility, longer terms, and higher-ticket support.

NextLevel PF - features:

  •  Approval Model: - AI-driven multi-tier engine
  •  Max Loan: - Size$100K+ 
  •  Terms: - 6 to 72 months (customizable)
  •  Practice Tools: - CRM + marketing support and more.

Sunbit - features:

  • Approval Model: - Short-term BNPL 
  •  Max Loan: - Size: - $10K avg. 
  •  Terms: - 3 to 12 months (fixed) 
  •  Practice Tools: - None 

NextLevel PF vs. Cherry

Cherry works for low-ticket needs. NextLevel PF drives approvals on high-ticket treatment plans.

NextLevel PF - features:

 Ticket Size Focus: - $500–$100K+ 

 Add-Ons: - CRM, recall, review tools 

 Approvals: - See -- **Important Note on Approvals** 

 Payment Options: - Full, partial, co-applicants

Cherry - features

 Ticket Size Focus: - $300–$10K 

 Add-Ons: - None 

 Approvals: - 70%+ BNPL prequal

Payment Options: - Fixed BNPL plans 

NextLevel PF vs. Affirm

Affirm is built for consumer retail. NLPF is focus-built for healthcare practices.

NextLevel PF - features:

  •  Industry Fit: Elective Healthcare Only
  •  Compliance: HIPAA + PCI-DSS
  •  Approval Control: Multi-offer fallback logic
  • CRM Integration: Included  

Affirm - Features:

  •  Industry Fit: Retail & ecommerce
  •  Compliance: No HIPAA compliance
  •  Approval Control: Single offer 
  •  CRM Integration: Not available  

The NLPF Edge: Why We Are the #1 Choice Across the Board.

NextLevel Patient Financing wasn’t built to match the industry — it was built to raise the bar.

The NLPF Edge

  1.  ✅ AI-Driven High Approval Engine
  2.  ✅ Soft-Pull Prequal 
  3.  ✅ No Deferred Interest Ever
  4. ✅ Full CRM, Review Tools, marketing and more
  5.  ✅ Smart Automations
  6. ✅ HIPAA & PCI Compliant
  7. ✅ Instant Setup (<48 hrs)
  8. ✅ Success-Based Pricing or Hybrid (success fee + subscription)
  9. ✅ No Declined Conversations 


The Choice is Clear -- Let's Get You Started, Today!

What That Means for You

  1. Converts more patients across all credit scores
  2. No credit damage; patients feel safe applying 
  3. No surprises. No damage to trust.
  4. Follow-up, reactivate, and build 5-star reviews
  5. Prequal reminders, pipeline tracking, patient recall flows
  6. Total confidence in data privacy and security
  7. No IT team needed — just your signature and logo (Your branding option coming soon)
  8. Flexible billing tied to real growth — not empty subscriptions
  9. We handle lender comms, via the app; your staff stays focused on patient care

**Important Note on Approvals**

Approval odds vary based on the patient’s credit profile, income, treatment cost, and selected repayment terms. -- All of our prequalification's are soft credit inquiries with no impact on FICO scores. -- Final approval may require documentation and is subject to underwriting by the financing provider.

 You may hear approval rate claims from competitors, like 85%--95% .
But here’s what seasoned providers know:
The real test is what happens with your patients, in your clinic.


We invite you to compare us directly.
The proof of the pudding is in the eating — and our providers don’t leave money on the table.

Contact Us to Learn More

NLPF delivers more approvals, loyalty, and steady growth.

If you’ve made it this far, you already know the truth:

The platform you’re using isn’t getting you enough “yeses.”

Or maybe… you've been operating without a financing partner at all.
You’ve built a good practice. But how many patients have said:

 “I want it, but I just can’t afford it right now.” or, "I want to think about it" and they never more forward...


Whether you’ve never offered financing… or you’ve outgrown the one you started with…
 

This is your chance to change that—without friction, complexity, or risk.


With NLPF, as your primary financing partner, your patients say YES more often.


You get paid up front, by your approved patient... And your practice starts running smoother, stronger, and smarter.


Switching is simple. Starting is even easier. Seeing results is inevitable.

Legacy platforms offer loans.

While they deliver credit to only those who qualify...


NLPF delivers conversions and  growth—  

From more “yeses” to more revenue.

Let's Get Your Practice Set Up to Experience Exponential Growth, Starting this week.
  • Home
  • How It Works
  • Why NextLevel?
  • NextLevel vs Competitors
  • Elevate360 ProSuite BOSS℠
  • Clinics We Serve
  • About Us | NLPF
  • FAQs
  • Contact Us
  • Book a Online Appointment
  • Dental Patient Financing
  • HIPAA Policies/Procedures
  • Eliminate Processing Fees
  • Your Reputation Matters
  • Privacy Policy
  • Terms of Service

NextLevel Patient Financing

One Atlantic Center , Atlanta, GA 30309

833.892.3383

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Want More Patients Saying Yes?

 Unlock More Approvals. Boost Case Acceptance. Empower Your Patients to Say Yes.  


Fast, flexible financing from $500–$100K+ — powered by our AI-Driven High Approval Engine.

More approvals. More revenue. No credit shame.


No hard pulls. More approvals. More revenue. 


Start by completing our quick setup form.


Getting Your Practice Set-Up and Started, is Simple and Easy!