NextLevel Patient Financing – FAQ

 NextLevel Patient Financing (NLPF) is a modern, AI-powered patient financing platform built exclusively for healthcare and elective medical practices that offer high-ticket, out-of-pocket services.

Unlike outdated credit-based models or retail-driven BNPL tools, NLPF uses an AI-Driven High Approval Engine to intelligently route applications across a network of trusted lenders (thousands)  all through a single soft credit pull. 

This gives patients faster, more flexible financing options, while protecting their credit and preserving their dignity at the point of decision.

Through our system, healthcare providers can offer multiple financing programs with one streamlined solution — giving patients a real-time, prequalified path to treatment and enabling practices to:

• Increase case acceptance rates 
• Convert more high-value procedures 
• Eliminate cost-based objections 
• Grow revenue without adding complexity
   

Whether you're offering dental implants, fertility treatments, cosmetic procedures, or any other self-pay service, NextLevel helps you create a financing experience that converts no into yes — with ease.

 A simple 4-step process:

1. Patient applies with a soft credit pull 
2. Our AI-Driven High Approval Engine matches them to lenders 
3. They choose their best-fit offer 
4. Lender funds the patient → Patient pays your practice

Learn More About How it Works, Here: https://nextlevelpatientfinancing.com/see-how-it-works

Unlike retail-focused lenders such as CareCredit, Affirm, Wisetack, Sunbit, or Cherry; which often rely on single-lender models, hard credit pulls, and rigid approval algorithms — NextLevel uses a soft credit pull and routes applications through a multi-lender, AI-Driven High Approval Engine specifically optimized for healthcare and elective medical services.
This results in more approvals, higher average ticket sizes, and a smoother patient experience—with less friction and no credit damage. 

 No. NextLevel flexes to your current workflow — whether you’re using GoHighLevel, a custom CRM, or no software at all. Use our form, QR code, or portal however fits best with your office routine. 

 Typically within 1–3 business days. Lenders fund the patient directly, and the patient pays you in full. No waiting. No collections risk.

 No. NextLevel flexes to your current workflow — whether you’re using HubSpot, a custom CRM, or no software at all. Use our form, QR code, or portal however fits best with your office routine. 

 Yes, but it’s performance-aligned. We offer two flexible models:

1. A straight success fee, paid only when a loan is funded.
    
2. A subscription + reduced success fee hybrid, giving practices access to the platform plus even lower per-loan costs.
   You choose what works best based on your volume, team structure, and goals.

Custom branding is not currently available, but it is in development. Our team is working toward future releases that will support co-branded and fully custom branded experiences for qualifying providers who want their patient journey to reflect their unique practice identity.

 NextLevel supports most high-ticket, out-of-pocket care, including:

• Dental implants, aligners, and full-mouth reconstruction 
• Cosmetic surgery, MedSpa treatments 
• IVF, egg freezing, and other fertility services 
• Bariatric and metabolic procedures 
• LASIK and corrective eye care 
• Holistic, chiropractic, and alternative therapies

See Our Extensive Client Industry List, Here: https://nextlevelpatientfinancing.com/clinics-we-serve-1 

As soon as you are set up, which can begin, today.

 Not at all. We use a soft pull only, meaning there is no impact on your credit score unless you proceed and finalize the loan with a lender. 

 Most patients see real-time offers on the spot. No awkward waiting or follow-up calls. 

 The lender deposits the loan into your account, and you then pay your provider in full for your chosen procedure, service, or treatment. 

 Monthly payment amounts vary depending on loan amount and credit profile. Our system gives you multiple real-time options—you pick what fits, best for you. 

 Yes. If your loan amount is sufficient, you can use your funds for multiple treatments or bundled procedures within your provider’s practice. 

Most practices underestimate how much revenue is lost to financing friction. Our system turns hesitation into acceptance... without aggressive sales pressure. What we provide is simple, easy, and profitable.

 That often translates to “I’m not sure how to pay for this.” NextLevel arms your team with a solution they can offer instantly—so you don’t lose the patient at the point of greatest interest.

 We provide the scripts, tools, and support. You provide the care. Together, we help more patients move forward—and keep your production calendar full. 

 Let’s Talk → [Schedule a Strategy Session]
📧 Or email us at: Contact@NextLevelPatientFinancing.com