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Frequently Asked Questions – NextLevel Patient Financing



Please reach us, by Chat, or at Contact@NextLevelPatientFinancing.com if you cannot find an answer to your question. We respond to all inquiries within 24 hours.

 NextLevel Patient Financing (NLPF) is a branded installment loan program that provides an alternative to traditional and private-label credit cards.  NLPF offers flexible payment arrangements, through its partner programs; for qualified patients to pay for their purchases over time, through a series of recurring installments. 


We provide several finance programs, to our clients, so that they can offer their patients a choice in finance, to purchase the procedure or service they need and want.


Our finance programs are designed to help medical practitioners increase their case acceptance rate and sell more High-Ticket, High-Profit procedures, services, and treatment plans.


 NextLevel Patient Financing provides a few finance programs, for Practices to offer their Patients, currently ranging from a minimum of $400 up to $25,000+ (from $25K up to $50K with very good credit).  The finance program that provides 100% Approval Rate Financing regardless of your Patient's credit, provides financing from a minimum of $1,000 up to $17,000.  Our 580 credit score financing provides financing from a minimum of $1,000 up to $25,000.


There are a few requirements a practice owner will need to meet and do, in order for us to qualify them as a good candidate, for us, to set up their practice, to offer 100% Approval Rate Finance, regardless of credit, to their patients.

  1. The Patient Finance Form must be completed. 
  2. The Practice Assessment Form must be completed.
  3. The Practice Owner must subscribe to a one-year subscription of the 12X Re-Targeting Market Domination Gold Package, provided through; NextLevel Traffic Marketing, LLC.
  4. The Practice Owner must also subscribe to a one-year subscription of the Reputation Management Market Leader Gold Package, provided through our Parent Company; NextLevel Business Solutions, Inc.
  5. There is a one-time set-up fee and a nominal monthly maintenance fee, to provide onboarding, training, integration, and monthly reports. 


Why these requirements, you might ask?


Although we are in business to help medical practitioners succeed extraordinarily,  we are primarily interested in dedicating our time to helping practitioners who Truly want to dominate their market. 


Our 100% Approval Rate Finance Program, along with NextLevel Cold Traffic and Re-Targeting Campaigns, and Reputation Management will position them to commence the process of dominating their market, while significantly increasing their Case Acceptance Rate. 


FYI, 96% of visitors to your website, leave without contacting you. The NextLevel Re-Targeting Package captures 100% of visitors to your website and re-markets each and every one of them, for up to 90 days, to bring a percentage of that 96% that leaves, back, to accept your services.


After you complete and submit the Business Assessment Form and Patient Finance Form you will be informed as to which of our Patient Financing Program(s) your practice is eligible to provide, during our scheduled video conference call.  If you fall short of meeting the eligibility requirement, for the 100% Approval Rate Finance Program, we will inform you as to how you can become eligible and offer our assistance.


If you have any further questions, about qualifying, then, by all means, schedule an online appointment with us.


  Well, for starts... for all the positive and favorable reasons mentioned, on this website, and for the sake of your patients, the following:


Get Treated Now, pay later:  This payment option allows patients to spread payments over time so that payments fit into their monthly budget.


No hidden fees:  The patient will know how much they owe each month, the number of payments they must make, and the total amount of interest they’ll pay over the course of the loan.


Real-time prequalification:  Provide a few pieces of information to determine if they are prequalified. Within seconds, a patient will receive a prequalified loan amount, interest rate, and multiple term options (length of loan in months) that best fit their budget.


Soft credit pull does not affect their credit score:  A “soft pull” is used to determine if the patient qualifies for financing; the “soft pull” does not impact their credit. A “hard pull” will only appear on their credit report if they accept a loan offer.


Credit decisions are made based on multiple factors:  The decision to loan is based on multiple data elements, not just their credit score.


Subprime: Our programs cater to the subprime market, meaning More Approvals for your practice.


For a Patient to apply for financing, via your practice, a patient must:


  • Be 18 years of age or older.
  • Provide a valid U.S. or APO/FPO/DPO home address.
  • Provide a valid U.S. mobile number and agree to receive SMS text messages.
  • Provide a valid email and agree to receive notifications via email.
  • Provide their full name, address, email, date of birth, and Social Security Number to help us verify their identity. Which is all done electronically. 


 Interest accrues on the principal balance of the loan during the promotional period, but any interest you pay is applied to the principal if you pay all of the amount financed, including making the regular monthly payments on time, during the promotion period. 


Example: You finance $1,000 for 12 months with a 6-month Same-As-Cash financing offer, at 9.99% APR. If you pay back the $1,000 within 6 months without a late payment, including making the required monthly payments, all interest payments will be credited towards the $1,000 balance and your loan will be paid in full. 


Important: The minimum payment amount presented will not reflect the monthly amount needed to pay off the loan within the promotional term. The minimum payment reflects the payment amount to stay current on the loan.  


Well, it all depends on how quickly you move along, in the process, which includes your submission of documents and scheduled onboarding time. 


The first step is to complete the Form to provide Patient Financing. If you want to qualify to provide our 100% Approval Rate Patient Financing Program, then, you will be required to complete our Business Assessment Form, as well.  As soon as we receive your form, we will begin the process on our end. After we determine your eligibility we will schedule a time for onboarding; which includes an overview, integration with your computer, training, etc. Overall, if you maintain your onboarding schedule, you should be up and running within 3 days, to a week of time.


It depends on the Finance Program. But for the most part, the Financing you will generally provide your Patients is Non-Recourse. Meaning, it will not affect you, at all. You will not be responsible. So, No Worries!


Payment will be deposited into your bank account, within 2-3 business days, upon completion of the procedure. 


Yes! We provide an array of  Business Financing, via our parent company, NextLevel Business Solutions, Inc., such as: 

  • SBA Loans (We provide loans specifically for Medical Practices)
  • Equipment Financing & Leasing
  • Commercial Real Estate, Acquisition, and Refinance
  • Practice Acquisition or Partner Buy-out
  • Startup and Expansion Capital
  • Debt Consolidation and Refinancing
  • Loan Servicing Solutions
  • Debt Recovery Solutions
  • Ground-Up Construction and Leasehold Improvements
  • Merchant Cash Accounts

                  a). Instant Funding, Up to $25K, Today!

                  b). Quick Funding, Up to $2M, this Week.


Listen, if your practice needs any of the above types of financing, don't hesitate to contact us.  Reach out to us, today,  so that we can provide you with the financing you need, to elevate and move your practice forward.  We've been providing financing to our clients, since 1990.


Yes indeed! We also provide Marketing Products and Services, along with Business Products and Services, via our parent company (NextLevel Business Solutions, Inc.) as well, such as: 


  • Growth Marketing, Database Reactivation, and Reputation Management
  • Local - SEO Ranking, Content Marketing, Blog Creation, and Social Media Campaigning
  • Traffic Generating, Target Marketing, and Re-targeting Strategies
  • Software Technology, Tools, and Systems
  • Business Consulting and Coaching
  • Ad Design, Graphic Design, Web Design, Logo Design, and Video Creation
  • A Much Better Payment Processing System to help you keep more of the money you earn.
  • And More...


Don't hesitate to contact us, to discuss any of our aforementioned services. Your practice will greatly benefit and elevate to NextLevel Status, with the assistance of our products and services.  


Reach out to us, today,  so that we can provide you with more information on the services you will need, to elevate your practice, beyond its current economic position.  


NextLevel Patient Financing – FAQ

Empowering Providers and Patients with Clarity, Confidence, and Conversion-Boosting Answers. 


Please reach us at contact@NextLevelPatientFinancing.com if you cannot find an answer to your question.



 NextLevel Patient Financing (NLPF) is a modern, AI-powered patient financing platform built exclusively for healthcare and elective medical practices that offer high-ticket, out-of-pocket services.

Unlike outdated credit-based models or retail-driven BNPL tools, NLPF uses an AI-Driven High Approval Engine to intelligently route applications across a network of trusted lenders — all through a single soft credit pull. This gives patients faster, more flexible financing options, while protecting their credit and preserving their dignity at the point of decision.

Through our system, healthcare providers can offer multiple financing programs with one streamlined solution — giving patients a real-time, prequalified path to treatment and enabling practices to:


  • Increase case acceptance rates 
  • Convert more high-value procedures 
  • Eliminate cost-based objections 
  • Grow revenue without adding complexity
     

Whether you're offering dental implants, fertility treatments, cosmetic procedures, or any other self-pay service, NextLevel helps you create a financing experience that converts no into yes — with ease.


 A simple 4-step process:

  1. Patient applies with a soft credit pull 
  2. Our AI-Driven High Approval Engine matches them to lenders 
  3. They choose their best-fit offer 
  4. Lender funds the patient → Patient pays your practice


Learn More About How it Works, Here: https://nextlevelpatientfinancing.com/see-how-it-works


Unlike retail-focused lenders such as Affirm, Wisetack, Sunbit, or Cherry—which often rely on single-lender models, hard credit pulls, and rigid approval algorithms—NextLevel uses a soft credit pull and routes applications through a multi-lender, AI-Driven High Approval Engine specifically optimized for healthcare and elective medical services.
This results in more approvals, higher average ticket sizes, and a smoother patient experience—with less friction and no credit damage. 


 No. NextLevel flexes to your current workflow—whether you’re using GoHighLevel, a custom CRM, or no software at all. Use our form, QR code, or portal however fits best with your office routine. 


 Typically within 1–3 business days. Lenders fund the patient directly, and the patient pays you in full. No waiting. No collections risk.


 No. NextLevel flexes to your current workflow—whether you’re using GoHighLevel, a custom CRM, or no software at all. Use our form, QR code, or portal however fits best with your office routine. 




 Yes, but it’s performance-aligned. We offer two flexible models:

  1. A straight success fee, paid only when a loan is funded.
     
  2. A subscription + reduced success fee hybrid, giving practices access to the platform plus even lower per-loan costs.
    You choose what works best based on your volume, team structure, and goals.


 

Custom branding is not currently available, but it is in development. Our team is working toward future releases that will support co-branded and fully custom branded experiences for qualifying providers who want their patient journey to reflect their unique practice identity.


 NextLevel supports most high-ticket, out-of-pocket care, including:

  • Dental implants, aligners, and full-mouth reconstruction 
  • Cosmetic surgery, MedSpa treatments 
  • IVF, egg freezing, and other fertility services 
  • Bariatric and metabolic procedures 
  • LASIK and corrective eye care 
  • Holistic, chiropractic, and alternative therapies

See Our Extensive Client Industry List, Here: https://nextlevelpatientfinancing.com/clinics-we-serve-1 


Add an answer to this item.




 Not at all. We use a soft pull only, meaning there is no impact on your credit score unless you proceed and finalize the loan with a lender. 


 Most patients see real-time offers on the spot. No awkward waiting or follow-up calls. 


 The lender deposits the loan into your account, and you then pay your provider in full for your chosen service or treatment. 


 Monthly payment amounts vary depending on loan amount and credit profile. Our system gives you multiple real-time options—you pick what fits. 


 Yes. If your loan amount is sufficient, you can use your funds for multiple treatments or bundled procedures within your provider’s practice. 




Most practices underestimate how much revenue is lost to financing friction. Our system turns hesitation into acceptance... without aggressive sales pressure. 


 That often translates to “I’m not sure how to pay for this.” NextLevel arms your team with a solution they can offer instantly—so you don’t lose the patient at the point of greatest interest.


 We provide the scripts, tools, and support. You provide the care. Together, we help more patients move forward—and keep your production calendar full. 


 Let’s Talk → [Schedule a Strategy Session]
📧 Or email us at: Contact@NextLevelPatientFinancing.com 




NextLevel Patient Financing - More Approvals. Less Friction. Smarter Growth.

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NextLevel Patient Financing

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By Helping More of Your Patients Afford Your Services.

YES! Indeed, You can EASILY Create More Revenue, Profit, and Achieve Greater Success, in Your Practice...  SIMPLY by HELPING MORE of your Patients Afford the Procedures, Treatment Plans & Services they need, desire, want, and can now afford, via our 100% Flexible Patient Financing, from $500 up to $50,000+.


Are You Willing to Take Just 23 minutes, of your time, to Significantly Increase Your Case Acceptance Rate, Revenue & Profit?


Commence the process of getting your Practice set up, for Market Dominance, Starting Today.  

"After all, Your Patients are your Livelihood & Your Family Depend on You"

Getting Your Practice Set-Up and Started, is Simple and Easy!